If you don’t want the hassle of renewing your policy each year and can afford the higher one-time premium outgo, opting for a multi-year health insurance plan could work to your advantage.
If you don’t want the hassle of renewing your policy each year and can afford the higher one-time premium outgo, opting for a multi-year health insurance plan could work to your advantage.
Health insurance has always been the neglected child in most households. The optimism bias, especially among Indians, is usually high and many believe nothing bad will ever happen to them or their loved ones. However, things changed when Covid-19 came knocking on our doors two years back. The pandemic shattered our bias as we saw many of our close friends and relatives getting hospitalized or even losing the battle to Covid.
While the pandemic got many acquainted to how expensive hospitalizations can be and how it can severally dent one’s finances, it also made people aware of the importance of health insurance. Though the acceptance of health insurance still remains fairly low in India, the awareness has surely risen in the last two years. No matter what stage of life you are in, having an adequate health cover is important.
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